those financial resolutions aren't so hard to keep if you approach them with baby steps. it's okay to start on January 1 with a glass of champagne and some big, sweeping "retire-early-and-be-debt-free"kind of goals. but you will be more likely to succeed if you break those big dreams down into simple to-do lists by the 2ND or 3rd. carve out sometime every week to devote to the activities on your calender be better about record start using a system to track your money. it absolutely will make you a better manager of money. learn to pay bills on an automatic plan so that you never forget them. get smarter about investing. think of it like this: if you know nothing about investing now, and you study a little bit at a time, you could be near expert status in five years. browse reduction websites. read one money book a month build on everything you learn by learning a little more.
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